SIP strategy India: from ₹10,000/month to long-term wealth
Who this is for: salaried investors building consistent SIP contributions without disrupting household cashflow.
₹-based strategy examples
- ₹10,000/month SIP for 10 years @12% ≈ ₹23 lakh.
- ₹20,000/month SIP for 12 years @12% ≈ ₹50 lakh.
- ₹30,000/month SIP for 15 years @11% ≈ ₹1.2 crore.
- Top-up by ₹2,000 yearly to counter inflation and salary growth.
Biggest mistake to avoid: pausing SIP during market corrections. Best choice by scenario: automate SIP date right after salary credit.